Get Out of Debt with the Debt Snowball Plan

Being a student of Dave Ramsey is always good to go back and read the best way to get out of debt.

Myth: I should pay off the debt with the highest interest rate first to get out of debt quickly.
Truth: You should pay off the smallest debt first to create the greatest momentum in your debt snowball. 

Great advice, but if you want < Read More from Dave >

I hope I can stay on track and pay off my debt and keep up my swim with the dolphins tour business increasing in 2012.

God Bless,
John

Ebay Stock

I had bought Ebay stock in 2001 at $34 a share. Will it ever go above $34 again?  I have had this stock so long  and it will be hard to see if can make any money with this stock. The stock went to a low of $14 and climb back recently to $33.

I know they say you need to stay for the long haul but I don't think it will ever go up past $34. What do you think?

God Bless,
John
Swimming with the Dolphins

How to Eat an Elephant?

Do you know how to eat an elephant?

 The answer is one piece at a time.....

 I learn this from my one of my members of the financial peace class and this member was telling me about my debt of $95,000.  I though I would never be able to pay it off but amazingly two years later, with much prayer and God's help, I have been able to pay down to $52,000.

Its still a long way to go but its a start. I hope all of you do the same thing. I only wish the United States Government would do the same thing like me and sacrifice and cut their debt too, but that another story.
God Bless,
John
Swimming with Dolphins Cancun Mexico